40 Financial Habits Of A Responsible, Successful OFWs


40 Financial Habits Of A Responsible, Successful OFWs

  1. You spend your hard-earned wisely.
  2. You remind yourself that being an OFW is not permanent.
  3. Your health is a top priority.
  4. You begin to save and make it a habit.
  5. You set clear financial goals.
  6. You use your talent to earn an extra income.
  7. You never stop growing and learning.
  8. You connect with people yet remain humble.
  9. You have a strong discipline in managing your time.
  10. You save a portion of your income for rainy days.
  11. You don’t let the money destroy the relationship.
  12. You avoid impulse buying.
  13. You avoid over-remitting.
  14. You create and implement a strategy for your retirement.
  15. You say “NO” on some occasions.
  16. You avoid associating with negative people.
  17. You build an emergency fund before investing.
  18. You teach your children about proper money management.
  19. You consider financial knowledge as the best weapon to combat scams.
  20. You balance your time between work and family.
  21. You never depend on a single income.
  22. You stop buying things just to impress others.
  23. You hone your skills and talents.
  24. You track and evaluate your spending regularly.
  25. You understand how paper assets work.
  26. You diversify your investments.
  27. You have a passion for investing instead of just spending.
  28. You pay your debt faithfully.
  29. You replace negative habits with good ones.
  30. You read at least two books in a month about personal finance.
  31. You attend seminars on financial education.
  32. You have already a health and life insurance.
  33. You build a college fund for your children.
  34. You ignore trends and focus on your goals instead.
  35. You stay motivated.
  36. You talk to your spouse about your financial goals.
  37. You are open to changes and mistakes.
  38. You look for great mentors or coaches to inspire you.
  39. You never forget to count your blessings.
  40. You return your tithes and offerings to God.

Source: The 40 Financial Habits Of A Responsible, Successful OFWs was first published at Richly Blessed Today by Mr. Jun Amparo, The Pinoy Legacy co-founder.

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Jun Amparo

Jun Amparo

JUN AMPARO is the author of two inspirational books about personal finance and marriage.  He is nominated as Huwarang OFW 2019 organized by The 700 Club Asia and is pursuing his doctoral study in education. Presently, he is working as a university counselor and lecturer at Asia-Pacific International University in Thailand.